Car and Motorcycle Insurance

Buying Insurance It’s Not About The Money

There are more drivers hitting the road each year. With the increasing number of vehicles on the road, accidents can happen. Car insurance can make the difference between a minor inconvenience and a major hassle. How can you determine what insurance you require and how you can buy it? Mandated coverage varies based on the state/province but typically includes the following: Liability: This type of insurance coverage will pay for the damage that you have caused. These damages can include personal injury, and property damage. If you are in legal trouble, it also pays your court costs. Recommended, higher levels of insurance are available that cover more events than the stripped-down, state-mandated varieties. Personal Injury Protection: Personal injury protection pays for hospital bills and other medical treatment for you or other people in your car, no matter who was at fault in the crash. It is mandated in some states and optional in others. The minimum amount of personal injury protection is typically set by local government. Medical Payments: Medical payment coverage can be purchased in non-no-fault states and will pay no matter who is responsible for the accident. This insurance will pay for an insured person’s reasonable medical or funeral expenses resulting from a crash. Collision: Damages resulting from a car accident will be covered under this type of car insurance. Comprehensive: This applies if your vehicle is stolen or damaged by causes other than a collision, including weather damage or vandalism. Uninsured Motorist: If you are in an accident with an uninsured driver, this type of insurance coverage will protect you. Under-Insured Motorist: This pays for damages when an insured person is in a crash caused by another person who does not have enough liability insurance to pay for the full cost of the damages. Emergency road service, car rental, and other types of car insurance can also be purchased. Your car insurance payments vary by company and will depend on several factors, including: *Your desired coverage *Your vehicle’s make and model * Your driving record * Your age, sex and marital status * Where you live Some have come to think of car insurance as a necessary evil, but it can truly rescue you from a financial disaster. Evaluate your needs, do your research , and with the support of your insurance agent, make the decision that best suits you. Car Insurance 75034

Extensive Homeowners Insurance Policies

Let State Farm® get your life covered. To review all your choices for policies, contact your neighborhood State Farm® agency now. With several customer-friendly features available, State Farm® Insurance has helped numerous people with their insurance needs. In addition to having over 17,000 experienced agents throughout the country, State Farm® has 24-hour customer service, a consistent online customer account management system, advanced tools like the State Farm® app, and an unequaled reputation for customer care. With these tools along with our unwavering commitment to service, we are striving to provide more than 40 million clients with the best protection possible. State Farm® Insurance has made a name for ourselves helping homeowners to feel comfortable with their insurance company when they file a claim. Car Insurance Mill Valley CA

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